Credit Card Balance Transfers!
Last updated on
2009-09-21
0 APR Balance Transfers Low APR VISA Balance Transfer Disclaimer     
Transfering your balance to a low APR card is easy!
 

Credit Card Balance Transfer
Transfer your balances from your old, higher APR credit cards, such as Visa, or MasterCard! It's a smart way to consolidate and track your total debt and to gain control of your finances. Take advantage of a special introductory APR credit card, when you transfer your high-interest credit card amount,or small loan balances to your new, low APR credit card. To see if a great rate is available for you, or to see how much you can save, just scroll down!

Credit Card Balance Transfer helps to save money! Transfer a lot of different types of balances to these credit cards on the right:
All major Visa, MasterCard or Discovery credit card balances. Specialty credit cards, like department stores, gas companies credit card balances. Household utility accounts, that have a balance, like electric, medical, phone, gas, and small loans, such as school loans, auto loans, home improvement loans. And more...

Balance Transfer Cards Editor's Choice
Starwood Preferred Guest Credit Card from American Express Starwood Preferred Guest® Credit Card from American Express
APR:   2.9%
ISSUER:   American Express
Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
No annual fee for the first year and $45 thereafter
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
Express Approval. Get a decision in less than 60 seconds.
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The low Annual Percentage Rate is very important when you transfering your balance from your old credit card to a new one. Some offers as low as 0% for six months, but you should compare the amount they charge as Balance Transfer Fee for the procedure itself.

Second and more important: check the APR they offer AFTER the introductory APR. You might loose again if you have to stay with your new credit card and you end up paying even more. You might start as low as 1.9% APR, but you might be forced to stay with an ongoing APR of 19.99%.

Third: All credit cards offer low APR credit cards ONLY if you qualify for it. Be sure your credit history is excellent, and always read the Terms and Conditions!

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Delta Reserve Credit Card Delta Reserve Credit Card
Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
Complimentary Crown Room Club(R) access for you and two guests
Access to American Express(R) Concierge Services
Pay with Miles - pay for all or part of any Delta flight with your miles
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Discover Student Card Discover® Student Card
Make your money worth MoreSM*
5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site
Customer Service in less than a minute, anytime you want
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New Millennium Bank Secured Platinum Visa MasterCard New Millennium Bank Secured Platinum Visa®/MasterCard®
No credit check
Guaranteed approval
Free companion ticket upon enrollment
Travel related benefits
Reports to all three major credit bureaus.
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IberiaBank Visa Classic IberiaBank Visa Classic
Low rates
No annual fee
1.99% balance transfers
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American Express Preferred Rewards Gold Card American Express® Preferred Rewards Gold Card
Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.
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Platinum Delta SkyMiles Credit Card from American Express Platinum Delta SkyMiles® Credit Card from American Express
Balance transfer requests submitted on application receive APR of 9.99% for the first 12 months. Then, the standard APR for purchases will apply
Earn up to 25,000 bonus miles-- enough for a total of $250 off Delta flights
Earn at least 1 SkyMile for every eligible dollar you spend
Always Double Miles® on eligible everyday purchases and all Delta purchases
Your Delta Frequent Flyer number is printed on your Card
Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
No annual fee
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IberiaBank Visa Gold Cash Back Rewards Card IberiaBank Visa Gold Cash Back Rewards Card
Low rate
No annual fee
1.99% balance transfers
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TrueEarnings Card from Costco and American Express TrueEarnings® Card from Costco and American Express
Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
No Limit on the Cash Back earned
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Discover More Card Discover® More® Card
5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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Miles by Discover Card Miles by Discover® Card
Book any travel, anytime with no blackout dates or restrictions
Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
Flexible redemption options for travel, gift cards, or cash.
Double Miles through our exclusive online shopping site
Unlimited Miles
Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
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Balance Transfer Offers Balance Transfer Offers
Fast And Easy Balance Transfer!
- Transfer your outstanding balance
- No fee major credit cards
- Start save today! More info...

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