The low Annual Percentage Rate is very important when you transfering your balance from your old credit card to a new one. Some offers as low as 0% for six months, but you should compare the amount they charge as Balance Transfer Fee for the procedure itself.
Second and more important: check the APR they offer AFTER the introductory APR. You might loose again if you have to stay with your new credit card and you end up paying even more. You might start as low as 1.9% APR, but you might be forced to stay with an ongoing APR of 19.99%.
Third: All credit cards offer low APR credit cards ONLY if you qualify for it. Be sure your credit history is excellent, and always read the Terms and Conditions!
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Discover® More(SM) Card |
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
More info... |
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American Express® Preferred Rewards Green Card |
You can earn 5,000 Membership Rewards® bonus points after your first purchase with the card --redeemable for a $50 gift card2
The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs3
Purchase Protection Plan4 protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
Many other travel and shopping benefits
No Pre-Set Spending Limit5
More info... |
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Miles by Discover® Card |
Book any travel, anytime with no blackout dates or restrictions
Double Miles on up to $3,000 in travel and restaurant purchases each year
1 Mile for every $1 on all your other purchases
Unlimited Miles that never expire as long as you use your card
Redeem for travel credits to your account, gift cards from any of our 80 brand-name Partners or cash starting at just 5,000 Miles
No Annual Fee
Online Account Access
Online Bill Payment
Complete Fraud Protection for Your Peace of Mind
$0 Fraud Liability Guarantee
Advanced fraud early warning alerts
Secure online account numbers
Fraud specialists dedicated to helping you 24/7
Customer Service That Puts You First
One call, we take care of it
Talk to a knowledgeable person in less than a minute
Easy online Account options that put you in control
Timely e-mails to help you avoid fees
More info... |
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JetBlue Card from American Express® |
Get ready for takeoff. 5,000 Award Dollars, that's 25 TrueBlue® points, with the first purchase on your Card1
Double Award Dollars on JetBlue® purchases, gas, wireless phone charges, and other business needs
$50 statement credit after your first purchase
5% savings on all JetBlue flights purchased directly, using your JetBlue Business Card
Automatic discounts at leading merchants through the OPEN Savings® program
As a Cardmember, your TrueBlue® points don’t expire
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more
More info... |
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Discover® Open Road(SM) Card |
0% Intro APR*
5% Cashback Bonus for your gas and auto maintenance purchases.
Earn up to 1% Cashback Bonus on all other purchases automatically
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
More info... |
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Blue from American Express® |
0% introductory rate for purchases for 15 months
Then a fixed APR Prime + as low as 3.99%
No annual fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Choose to carry a balance or pay in full
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
More info... |
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Chase Perfect Card® |
0% Introductory APR* on balance transfers
Earn a 6% rebate on all gasoline purchases for the first 90 days your account is open
Earn a 3% rebate on all gasoline purchases after the 90 day introductory period
Earn a 1% rebate on purchases
All the rebates you earn are automatically credited toward future purchases
More info... |
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Bank of America Mexicana® Airlines Visa® Platinum |
Card issued by FIA Card Services, NA.
Total Security Protection® Package Mini Card
Up to $500,000 in travel accident insurance.
Emergency Card and Ticket protection
Free Year End Summary statement
Purchase Guard
Purchase Protection
Auto Rental Insurance
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
More info... |
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Bank of America EfectivaTM Platinum Plus® Visa® |
Card issued by FIA Card Services, NA.
No annual fee
Customer communications are sent in Spanish and English
0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Free Year-End Summary Statement
Lost luggage recovery.
No liability for unauthorized Internet transactions.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
More info... |
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Total Rewards® Credit Card |
Card issued by FIA Card Services, NA.
Earn 1 Reward Credit for every $1 you charge in net retail purchases anywhere
0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for one year
No annual fee
More info... |
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Hilton HHonors® Platinum Credit Card |
Low APR: 2.9% for first six months of cardmembership, on Balance Transfer requests submitted with this application
Earn HHonors points with virtually every purchase
No annual fee
Travel Accident Insurance
Car Rental Loss and Damage Insurance
10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay)
Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
Get 3 Hilton HHonors bonus points for each eligible dollar you spend everywhere else
More info... |
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Business Gold Rewards Card |
Earn up to 100,000 points or more in the first year
No pre-set spending limit* and no finance charges
Discounts with FedEx, Delta®, Courtyard by Marriott®, and more
Automatic Complimentary enrollment in the Membership Rewards program
Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
More info... |
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Bank of America PetRewardsTM Visa® |
0% Intro APR for first six billing cycles.
No Annual Fee
Put your pet's picture on your card
Earn points toward veterinary services, pet food discount certificates, and shelter donations
More info... |
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Discover® More(SM) Card - American Flag |
0% Intro APR*
More ways to earn more cash - than anyone else.SM*
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases automatically
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
Complete fraud protection for your peace of mind
$0 fraud liability guarantee
Advanced fraud early warning alerts
Fraud specialists dedicated to helping you 24/7
Customer service that puts you first
One call and we take care of it
Talk to a knowledgeable person in less than a minute
Easy online account options that put you in control
Timely e-mail reminders to help you avoid fees
No annual fee
Formerly Discover Platinum Card
American Flag Card Design
*View Discover® Card Rates, Fees, Rewards and Other Important Information.
More info... |
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Platinum Business Credit Card from American Express® |
Option to enroll in Fee-Free Membership Rewards Program
There's no limit to the number of points you can earn
OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more
0% APR for the first 12 months
No annual fee and fee-free Additional Cards
More info... |
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One from American Express® |
The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
Earn a competitive Annual Percentage Yield(APY) of 3.50%
Get $50 to jump-start your savings after your first purchase
With the Interest Protection feature, you never pay interest on new purchases
No Preset Spending Limit
Never pay interest on new purchases
More info... |
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Gold Delta SkyMiles® Credit Card |
No balance transfer fee
Then enjoy the low APR: a fixed rate of 9.99% for the life of the transferred balance
10,000 Bonus SkyMiles® with first purchase
Earn at least 1 SkyMile for every eligible dollar you spend
Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
Your Delta Frequent Flyer number is printed on your Card
More info... |
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JetBlue Business Credit Card from American Express® |
Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased directly from JetBlue, using your Card*
50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase*
Double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more*
Automatic discounts at leading merchants through the OPEN Savings® program*
Your TrueBlue® points do not expire when you use your Card*
Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
More info... |
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American Express® Preferred Rewards Gold Card |
You can earn 10,000 Membership Rewards® bonus points after your first purchase with the Card -redeemable for a $100 gift card2
The Membership Rewards program§ - Whatever you want to do, this is the rewards program that can help make it happen. Exciting travel, entertainment, shopping, and dining experiences are waiting for you
Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide3
Global Assist® Hotline4 and many more benefits included
Purchase Protection Plan5, and many more benefits included
No pre-set Spending Limit
More info... |
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Asiana Visa® Platinum |
Card issued by FIA Card Services, NA.
Miles can be used for award travel on Star Alliance member airlines
Up to $1,000,000 in travel accident insurance.
Toll free, 24 hour customer service**
Free Photo Security Option
Total Security Protection Pacakge
Complimentary Mini Card
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
More info... |
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Hawaiian Airlines Visa® Platinum |
Card issued by FIA Card Services, NA.
Various Internet account related services.
Up to $1,000,000 in travel accident insurance.
Unlimited automatic rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Total Security Protection
Hotel theft and lost luggage insurance
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
More info... |
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Bank of America Make-A-Wish® Visa® |
Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Auto rental insurance.
Various travel and emergency assistance services.
Travel and Emergency Assistance
Purchase Replacement
No liability for unauthorized Internet transactions.
Optional Mini Card.
See website for additional benefits.
Optional Purchase Guard
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
More info... |
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Bank of America Platinum Plus® Visa® Card |
Card issued by FIA Card Services, NA.
Mini Card available
Photo Expressions available
0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 months.
No Annual Fee
Credit lines as high as $25,000
Online Banking Service
Total Security Protection®
More info... |
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MilesEdge® Platinum Visa® Card |
Card issued by FIA Card Services, NA.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Lost luggage recovery.
Emergency airline ticket replacement.
No liability for unauthorized Internet transactions.
Optional personal photo on card.
Discounts on auto rentals.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
More info... |
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Starwood Preferred Guest® Business Credit Card |
Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
Earn 1 Starpoint for virtually every dollar you spend on the Card and double Starpoints at participating Starwood hotels and resorts
Redeem at over 825 participating Starwood hotels and resorts worldwide with no blackout dates. Starwood hotels include Sheraton®, Westin®, W Hotels®, St. Regis®, Luxury Collection®, Le Meridien®, and Four Points by Sheraton®.
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
Save on business purchases at companies like FedEx® and Hertz®
Winner of 2006 Freddie Awards: Voted Best Travel Rewards Credit Card by frequent travelers.
More info... |
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Choice Privileges® Platinum Visa® Card |
Card issued by FIA Card Services, NA.
Total Security Protection
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Extended warranty protection.
Various travel and emergency assistance services.
Lost luggage recovery.
Year-end summary statement
Zero liability for unauthorized use of the card
Optional personal photo on card.
Optional Mini Card.
See website for additional benefits.
*See website for complete terms and conditions of card usage and application disclosure. *Terms and Conditions
More info... |
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BoatU.S. WorldPoints® Platinum Plus® Visa® |
Card issued by Bank of America, N.A. (USA)
Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash§
Access to the MyConciergeSM service, a unique personal assistance service**
Absolute fraud protection against unauthorized use, online and offline
No annual fee
More info... |
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